Contact us when you start considering your home purchase. Let us help you find an experienced mortgage professional who you can trust to help you finance the home of your dreams.
Begin learning about mortgages here and when you want to know more, give us a call. If we can't answer your questions, we'll connect you with a mortgage professional who can inform you of your financing options.
Start your loan approval process early so you know you're qualified, and for how much before you start shopping. This knowledge will give you confidence that the home you set your heart on is obtainable. It will put you in the drivers seat when we start negotiating. A lenders letter, backed by a trusted mortgage professional, will help your offers get accepted at the best price possible.
1.W-2 forms or business tax return forms if you’re self-employed for the last two or three years for every person signing the loan.
2.Copies of one or more months of pay stubs from every person signing the loan.
3.Copies of two to four months of bank or credit union statements for both checking and savings accounts.
4.Copies of personal tax forms for the last two to three years.
5.Copies of brokerage account statements for two to four months, as well as a list of any other major assets of value, e.g., a boat, RV, stocks or bonds, not held in a brokerage account.
6.Copies of your most recent 401(k) or other retirement account statement.
7.Documentation to verify additional income, such as child support, pension, etc.
8.Account numbers of all your credit cards and the amounts of any outstanding balances.
9.Lender, loan number, and amount owed on other installment loans—student loans, car loans, etc.
10.Addresses where you lived for the last five to seven years, with names of landlords, if appropriate.
